How does the X-Card promotional offer work?

  • Updated

Qonto provides physical and virtual Mastercard debit cards (you can have up to 5 of each if desired). These cards must be attached to a real user of Qonto and can be configured to meet their specific needs. Online payments, contactless payments or payments with PIN code entry.

We are launching a promotional offer on X-card this month, 3rd of July 2023 : we are offering the X-card for free for 3 months.

How can I enjoy the special offer and get a metal X Card free for 3 months?

The metal X Card is free for 3 months for each new customer who opens a Qonto account (whichever plan you choose).

To take advantage of this offer, follow these steps:

  1. Copy the offer code: XCARD3M

  2. Start the account opening process on Qonto.com

  3. When prompted to select your plan, click on Do you have a promo code? in the top right-hand corner.

4. Enter the discount code: XCARD3M and then confirm.

NB: it will be written that the promo code has been applied

5. Continue the register process

6. After your contract is signed, order your Metal X Card

7. You’re done! You can now enjoy your Metal X Card for free for the next 3 months.

At the end of your free 3 months, you will automatically be billed for your X Card at the standard fee of €20 per month excluding tax.

NB: the voucher is active immediately.

👆 This means that if you use it on 17/07/2023, you will not pay this X card from 17/07/2023 until 16/10/2023, you will then pay pro rata in October between 17/10/2023 and 31/10/2023.

Physical X Card details

  • Mastercard World Debit

  • Benefit from a 0% foreign exchange commission on non-euro payments (and no fixed fees)

  • Pay up to

    • €200,000 per calendar month if you are enrolled SCA (Strong Customer Authentication)

    • €60 000 per month if you haven’t activate your SCA. We strongly advise you to activate this strong authentification, following these steps : How to pair my phone with my Qonto account?

  • Withdraw up to €3,000 for free, per calendar month

    (💡 If you are registered to a german account, you can benefit from higher withdrawal limits. Please klick here for more information.)

  • Take full advantage of a concierge service available 7 days a week

  • Access airport lounges

  • Benefit from Qonto’s most exclusive card insurance. More info here

✌️ Good to know: To confirm the order of an X card, you need to first top-up your Qonto account through a simple bank transfer. Find how to do it right here.

Am I eligible?

If I am a new customer and I signed my contract after 3 July 2023, yes I am eligible until 23 July and within the limit of the remaining vouchers. (2 000 vouchers available)

Can I get several free X cards?

Only 1 free X card per company.

  • Available on all price plans, from solo to teams!