What is the Insurance section and how does it work?

  • Updated

The Insurance section on Qonto allows you to explore and subscribe to a wide range of insurance products tailored to your business needs. This platform includes offers from three partner insurers: Expertas ๐Ÿ‡ฎ๐Ÿ‡น, Orus ๐Ÿ‡ซ๐Ÿ‡ท and SureIn ๐Ÿ‡ฉ๐Ÿ‡ช.

You will find an insurance marketplace, an integrated subscription flow to save you time, and a centralised archive to manage your insurance contracts and documents.

Am I eligible?

All Qonto accounts in France, Germany and Italy can access the Insurance section, regardless of their pricing plan.

In Italy, the following can access insurance products:

Freelancers:

  • Regulated professionals: Doctors, Lawyers, Architects, Engineers, Accountants
  • Non-regulated professionals (without a professional register)

Business offices:

  • Administrative offices
  • Sales offices
  • Marketing offices
  • Design offices

In France and Germany, access is available if your business falls into one of the following categories:

  • Digital
  • Construction
  • Hospitality/Retail
  • Ride-hailing/Taxi
  • Regulated professions

๐Ÿ‘‰Note: The Insurance section is available via web and mobile app for the Owner and Admin roles.

What type of insurance products are available in the Insurance section?

We offer various insurance products tailored to different sectors and markets.

In Italy, currently available:

  • Term Life insurance for professionals and directors
  • Injuries insurance

In France, 5 insurance products are available.

In Germany, one insurance product is currently available.

The products displayed are filtered based on your company's activity to ensure relevance.

Who are the insurance providers we work with?

We work with renowned insurers in each market:

  • In Italy: Expertas, a general agency for 13 companies with over 60 years of history in the insurance sector, part of the Facile.it group
  • In France: Orus and other providers such as AXA and Cover-More Europe
  • In Germany: SureIn

How can I apply for a Term Life insurance for professionals and directors or an Injuries insurance?

To apply for a Term Life insurance for professionals and directors or an Injuries insurance through Qonto, follow these steps:

  1. Go to the Insurance section in your Qonto account
  2. Browse the insurance products relevant to your business
  3. Click on the product you are interested in to view more details
  4. Click on Get a quote
  5. You will be redirected to the partner insurer's platform (e.g. Expertas for Italy, Orus for France) to complete your application

Depending on the product chosen, you may be able to complete the subscription online or be contacted by an agent to finalise the process.

Why should I apply through Qonto rather than directly on the partner's website?

Applying through Qonto provides a seamless, integrated experience, allowing you to manage all your insurance contracts directly from your Qonto account.

Additionally, we ensure that the subscription process meets our quality standards, guaranteeing an optimal user experience.